How to borrow credit from Etisalat

When you run out of mobile credit when you need it most, it can be frustrating. Luckily, Etisalat provides an easy solution, including its credit transfer or loan service. This service offers you credit immediately and pays back the next time you restore it. Here is an easy guide on how to get credit from Etisalat that includes eligibility standards, service amount, and tips to keep in mind.

Understanding Loan Credit Service

Etisalat’s loan credit service is prepared to give prepaid users fast credit growth when they are out of credit. This is especially useful if you find yourself in a crisis or a situation where purchasing credit is not directly possible. The credit you have borrowed can be used for calls, texts, and data, ensuring you stay connected when you need it most.

Fig: Etisalat loan 

Eligibility Requirements

If you want to borrow credit from Etisalat, you are instructed to meet a few simple requirements:

Prepaid Account: You should know that only prepaid Etisalat users can access the Loan Credit service. So, if you want this service, you should be a prepaid user.

Active Line: Your Etisalat limit must be active for a minimum period usually a week, month, or year.

Previous Usage: You should have concluded your Etisalat account at least once in three months.

Outstanding Loans: You must not have any remaining loans with Etisalat. Make sure you pay timely.

How to Borrow Credit

Borrowing credit from Etisalat is very simple. Here are the steps:

  1. Dial the Shortcode: Open your dialer enter 108 and enter the call button. You will immediately receive a message. That will confirm your eligibility and the amount available for borrowing.
  2. Accept the Loan:  You have to follow the instructions in the message to confirm and receive the credit. Once service is accepted, the loan amount is added to your balance immediately.
  3. Service Charges: You must know, that a small service fee called tax will be deducted from the borrowed amount. So you will receive barely less than the amount you are approved to borrow.

          Fig: Dial code for Etisalat credit

 Repaying the Credit

The repayment of the borrowed amount is automatic, you don’t need to worry about that. The next time you transcend your Etisalat account, the amount you have borrowed, including any service charges, will be deducted automatically. Make sure to keep this in mind when recharging your credit.

How to borrow credit from Etisalat UAE

Just imagine when you are in the middle of an important call and you run out of credit. Fortunately, Etisalat UAE has a solution for this problem for their prepaid clients that’s called the Credit Transfer or Loan Credit service. This service permits you to borrow credit when you need it most and run out. So, you can stay connected on call even without an immediate recharge. Here is a quick and easy guide to borrowing credit from Etisalat UAE.

Fig: Get a loan from 5 to 50 AED

Etisalat UAE Loan Credit Service

The credit service of Etisalat UAE is designed for prepaid customers who periodically run out of credit. This feature permits you to borrow a specific amount of credit when you run out of credit when you need it most. This credit can be used for calls, texts, or data. It is a convenient way to stay connected in an emergency, especially when you are unable to recharge immediately.

Eligibility for Borrowing Credit

To use the Etisalat UAE Loan Credit service, you need to meet the following basic requirements:

Prepaid Account: You should know that only prepaid Etisalat UAE users can access the Loan Credit service. So, if you want this service, you should be a prepaid user.

Active Line: Your Etisalat UAE limit must be active for a minimum period usually a week, month, or year.

Previous Usage: You should have concluded your Etisalat UAE account at least once in three months.

Outstanding Loans: You must not have any remaining loans with Etisalat UAE. Make sure you pay timely.

No Existing Loan Balance: Ensure that any previous credit you have borrowed has been paid off timely to be eligible for a new loan.

Regular Recharge: You should have a history of recharging your account occasionally, as it helps to determine eligibility.

How to Borrow Credit from Etisalat UAE

To borrow credit from Etisalat UAE is simple and can be done using your mobile:

  • Dial the Code: Open your dialer and enter *505#. This is the short and easy way to activate the Loan Credit service.
  • Choose Your Loan Amount: Yo wi’ll receive a message with information on the amount of credit you can borrow. Select the amount that suits your needs and confirm your choice.
  • Receive Credit Instantly: Once confirmed, the credit amount will be added to your balance immediately, and you will be ready to make calls, send messages, or use data.

Important Reminders

  • Use for Emergencies: You are recommended to use this service only in emergencies, in order to save from paying extra charges as tax. Besides, it is a great service for crisis.
  • Check Your Eligibility: If you are not eligible today for getting this service, keep using your prepaid line regularly to best fit for getting credit.

If you have Etisalat UAE’s Loan Credit service, you don’t need to worry about running out of balance in critical situations. Simply borrow credit, stay connected, and repay once you recharge.

How to get an Etisalat loan

Reaching out or low on mobile credit can be frustrating, especially when you are on an important call, and can’t recharge immediately. For those who use Etisalat in the UAE, there is a simple solution: the Etisalat Loan service, which offers prepaid customers to borrow credit quickly and easily when they need it most. Here is a concise guide on how to get an Etisalat loan and stay connected to your work.

What is the Etisalat Loan Service?

The Etisalat Loan is also known as the Loan Credit service. This is designed to provide prepaid users with a small credit increase in times of need when they are reaching out for credit. This loan can be used for anything like calls, texts, and data, making it especially useful for troubles when you need to stay connected but reach out of credit.

Fig: Get a loan of 5 AED when you run out of balance 

How to Check Eligibility

Before you apply for a loan, make sure you meet the following basic criteria:

  • Active Prepaid Account: You must be a prepaid customer to get this service with an Etisalat account that has been active for at least three months or more.
  • Top-Up History: Regular top-ups in the past increase your eligibility for getting a loan.
  • No Pending Loans: Ensure any previously borrowed credit is repaid before getting a new one.

Steps to Get an Etisalat Loan

  1. Dial the Loan Code: Open your phone’s dialer and enter *108# or *505# to get a loan.
  2. Select Loan Amount: After dialing, you will receive a message showing the amount you can borrow at that time. Confirm your selection and the credit will be added to your balance instantly.
  3. Service Charge: Etisalat charges a small service fee based on the loan amount, so you will receive slightly less than the full amount you have borrowed.

Conclusion

Etisalat’s Loan Credit service is a valuable thing for prepaid users in the UAE who might occasionally find themselves out of credit in hours of need. You can borrow credit immediately to stay connected in emergencies by this service, without having to worry about immediate recharges. Just remember the few eligibility requirements and the small service fee, for this service, which will be subtracted automatically during your next top-up. Whether it’s an important call, a quick message, or scanning the internet, the Etisalat Loan Credit service offers anything you want immediately. Keep an eye on eligibility requirements, borrow responsibly, and enjoy the convenience of staying connected when you need it most.

FAQ’s 

How do I borrow credit from Etisalat UAE?
Dial *108# or *505# on your mobile and follow the requirements to borrow available credit in emergencies.

What are the eligibility requirements for borrowing credit on Etisalat?
You must be a prepaid Etisalat user with an active account, a regular top-up history, and no outstanding loans to get an Etisalat loan.

Are there any service charges for the Etisalat Loan Credit?
Yes, a small service fee called tax will be deducted from the borrowed amount, so you will receive slightly less than you requested.

How is the loan credit repaid?

The borrowed credit, plus any service fees, is automatically deducted during the next recharge you will make.

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