FAB credit score cards and the pay as you go cards offer more selections to the clients in everyday transactions than the everyday rewards applications. Of the credit and pay as you go cards, here are the maximum certain perspectives of the cards and their blessings:
FAB Credit Cards
FAB has numerous credit card alternatives to a specific purpose.
Blue FAB Signature Credit Card (Al-Futtaim):
Reward shape is one of the nice inside the marketplace, particularly for those who shop at Al-Futtaim brands often. You get to accumulate up to ten Al-Futtaim FAB Rewards for each AED 1 spent at IKEA, Marks & Spencer, and Toyota. Other blessings include five% cash-back and gift voucher as a part of the welcome bonus. In addition, customers get 0% stability switch and smooth payment plans on purchase transactions taken in Al-Futtaim showrooms.
FAB Etihad Guest Credit Cards
For the frequent visitor, FAB Etihad Guest credit cards avail of Etihad Guest Miles on all purchases. Other rewards available to cardholders through tier—Platinum or Signatureare front room get admission to, journey insurance, and flight upgrade privileges.
FAB Rewards Credit Cards Cards geared toward making every day a little extra profitable. Earn FAB Rewards on every purchase made with the FAB Rewards Credit Card. Redeem your FAB Rewards for life-style and retail rewards.
FAB Prepaid Cards
FAB prepaid cards are handy, without having to carry a bank account. They are perfect for agencies that distribute coins to their personnel or for personal use. The playing cards facilitate easy and stable transactions with spending limits:
Ratibi Prepaid Card
A standardized prepaid card specifically used for payroll disbursements, an corporation can actually load salaries directly directly to the cardboard, for instance, in place of the traditional financial institution transfer.
DWallet Prepaid Card
Another standard-purpose pay as you go card, DWallet operates both locally and across the world. Suitable for non-public use, specifically by way of those who want to handle their cash without overspending.
Principal Advantages of FAB Prepaid Cards:
- No Bank Account Required:
These playing cards can be loaded with finances at once, disposing of the need for an account.
- Control Over Spending:
Since the consumer determines the quantity loaded, there’s no threat of overspending.
- Global Usage:
Many FAB prepaid playing cards help transactions both domestically and internationally.
Fab purchaser care:
Access the subsequent avenues to reach out to FAB customer care.
- FAB Customer Care Hotline
Dial 600 fifty two 5500 in UAE Call +971 2 681 1511 from outdoor UAE
- Online Customer Support
Visit the reputable FAB website and speak to their live chat or post a request support form within the touch us phase
- FAB Mobile App
You also can contact FAB’s client care via the FAB cellular app. You can get maintain of an agent or request guide in your bills.
- Support thru Email
If you have a written question, FAB provides for an e-mail shape. You can head to the Contact Us phase, complete your question, and post it for electronic mail help.
- Visit a FAB Branch
You can discover the nearest FAB branch or ATM thru the department locator at the FAB website.
These are the 2 number one modes of contacting FAB patron care.
Fab saving account:
FAB gives some financial savings bills which fit one-of-a-kind styles of customers. Here is an overview of the important thing functions in FAB saving money owed:
- FAB iSave Account Digital-handiest:
This account is for customers searching for to have control of the financial savings online or via the FAB Mobile.
Interest Rate: It avails tiered interest fees that increase with better balances.
No Minimum Balance: There are not any minimum balances and month-to-month protection prices.
Instant Access: You may have get admission to on your price range each time the use of the app.
- FAB Fixed Deposit Better Interest Rates:
Higher returns are to be had to people who can commit to tying money for a set time period duration, which stages from 7 days to 5 years.
Flexible Tenures: You can pick out a deposit term that exceptional suits your wishes.
Premature Withdrawal: Any time prior to the maturity date precise, you could withdraw from the deposit, however on the same time, your hobby price earned would additionally be impacted.
- FAB Smart Deposit:
Automated Savings: The account robotically transfers cash from your essential account for your savings account on a hard and fast time-basis.
Interest Rates: Generates aggressive hobby, thereby permitting the savings to build up without a good deal difficult paintings.
Flexible Amount of Deposit: You can specify the amount and how regularly the automatic transfers must take location.
- Emirati Al Awwal Savings Certificate:
Available for Emirati Nationals Only This product is available to Emirati nationals simplest, supplying prize attracts and interest at common intervals.
Rewards: Apart from incomes interest, account holders take part in a ordinary draw of cash prizes in tremendous quantity every month and zone.
General Features
Online and Mobile Banking available 24/7:
Any FAB financial savings account may be accessed and administrated through the FAB software and on line portal.
Availability of ATM:
Funds deposited into, or withdrawn from, FAB ATMs positioned all over the UAE.
No Monthly Fees:
Most savings bills include zero monthly fees or minimal balance requirements, specially virtual ones just like the iSave account .
For greater details, go to the FAB authentic internet site.
Fab Islamic:
FAB (First Abu Dhabi Bank) gives a variety of Islamic banking offerings. These services comprise, for the first bills, to adhere to Sharia legal guidelines to cater to the ones individuals and corporations that need to perform inside any deal authorised with the aid of Islam because it prohibits hobby on loans and encourages threat sharing for each deal.
Key FAB Islamic Banking Services:
Islamic Accounts: Islamic Savings Accounts: Competitive income fee money owed with the Mudarabah concept and are shared income between the financial institution and the customer.
Islamic Current Accounts: These money owed are primarily based at the Qard Hasan, especially provided to offer simple banking facilities with none hobby. Transparency and Sharia compliance are ensured thru such an account.
Islamic Credit Cards:
FAB gives Islamic Credit Cards, for example the FAB Etihad Guest Islamic Card, in which you could earn Etihad Guest Miles while making sure that no interest can be accrued but rather, a earnings fee primarily based on the use of the cardboard.
Islami Loans:
Islamic Personal Finance: By the use of Tawarruq or Murabaha-primarily based non-public finance facilities offered via FAB, someone can satisfy their personal expenses the use of this line of finance without using the instrument of hobby.
Home Financing: FAB offers Sharia-compliant home financing primarily based on Ijara or Murabaha, accordingly giving proprietors the identify to a belongings in line with the dogma of Islam
Islamic Investment Products:
FAB gives a range of Islamic funding funds and established merchandise to assist customers grow their wealth, in compliance with Sharia, far from each sort of zone associated with alcohol and playing.
Islamic Insurance (Takaful):
FAB gives Islamic insurance products thru its partnerships with leading Takaful providers. This consists of motor, health, and lifestyles coverage; those products are loose from gharar and Maisir.
Additional Benefits:
Islamic Awards: FAB has Islamic banking-geared award schemes that are custom designed for their clients, together with the FAB Islamic Etihad Guest Miles scheme
Online and Mobile Banking: All your Islamic banking merchandise are managed via FAB’s on-line portal and cellular app, making sure you enjoy convenience and flexibility at the same time as usually residing up to Sharia principles.
Fab Business Account:
FAB (First Abu Dhabi Bank) offers numerous business accounts which are perfectly aligned with the diverse wishes of entrepreneurs, SMEs, and big businesses. Here are their key commercial enterprise account services:
- FAB Business Advantage Account Eligibility:
SMEs, freelancers and new commercial enterprise setups.
Features:
No minimum stability requirement. A huge variety of FAB banking offerings are to be had, consisting of on-line and cellular banking, corporate debit playing cards, and devoted commercial enterprise support. Free account statements and equal-day cash transfers between FAB bills. Multi-currency debts are to be had (in AED, USD, EUR, GBP, and so forth.) to make sure clean global transactions. Additional privileges: loose cheque e-book and attractive expenses for remittances as well as forex services.
- FAB Elite Business Account:
Eligibility: It addresses developing agencies that require all-inclusive banking.
Features:
Premium services together with personalized relationship management. High-cost banking products such as business loans and credit score facilities. Better coins management equipment that beautify performance in transactions. Free and precedence services in International payments
- Corporate Accounts:
Eligibility: Large groups and multinationals
Features:
All-inclusive banking solutions, inclusive of transaction banking, include cash control, alternate finance, and liquidity management. Multi-foreign money accounts to help global transactions. Tailored payment centers and direct get right of entry to to FAB’s business banking specialists. Transparency thru global-magnificence control systems .
- FAB Islamic Business Accounts
Available for organizations searching for Sharia-compliant banking offerings.
Features:
Account products that adhere to the ideas of Islamic Banking, as a consequence is income-incomes enterprise account, Mudarabah preparations with earnings within the form of returns on balances Shariah-compliant financing beneath Murabaha and Ijara Tailored commercial enterprise assist for Islamic business.
Additional Services:
Corporate Debit and Credit Cards: FAB gives commercial enterprise debit and credit cards, that help in making business prices and visiting pretty easy. Corporate playing cards are normally rewarded with the choice of earning rewards and cashback; as a result, expenditure monitoring is not a problem.
Online and Mobile Banking: All enterprise money owed include access to the superior online banking platform by way of FAB. Therefore, groups can enjoy flexibility in dealing with transactions, payrolls, and supplier payment.
Fab head office enterprise park:
Head office of First Abu Dhabi Bank (FAB) is positioned in FAB Business Park, Abu Dhabi. United Arab Emirates. Key information are as follows:
Address: FAB Building, Khalifa Business Park, Al Qurm District, Abu Dhabi, UAE. Location Overview: The head workplace is located inside the Khalifa Business Park, a brand new commercial enterprise park developed for company places of work. It is an crucial working base for FAB’s corporate, retail, and investment banks.
Fab stability enquiry:
You can take a look at your stability in your FAB (First Abu Dhabi Bank) account with the following three strategies:
- FAB Mobile App
How to do?
Open the FAB Mobile App.
Log in the usage of your ID.
Go to the ‘Accounts’ web page to look the to be had stability of your account and transactions.
For checking the stability at any of your credit cards, login into the ‘Cards’ page UAE Business Blog .
- Internet Banking
Login into the FAB internet banking on the internet portal.
At ‘Accounts’ or ‘Credit Cards’ options within internet banking you could additionally view it.
- Balance Enquiry through FAB ATM
Insert your FAB card at any FAB ATM.
You can pick out “Balance Inquiry to verify the balance of your account or card
- FAB Customer Service
Dial the FAB customer support variety and select the automated service to know your account or card balance the use of your card information.
UAE Business Blog.
- SMS and USSD Services
FAB additionally gives SMS banking offerings to test your stability speedy.
You can dial or clearly textual content “BAL” to the special variety allotted by way of FAB for SMS banking after you have registered your cell range for this service.
Fab percentage score card for credit score score:
With the assist of First Abu Dhabi Bank (FAB), which offers rewards inside the form of SHARE elements—this is, Majid Al Futtaim loyalty software—the FAB SHARE Credit Card became proposed. It can be obtained and used at a number of Majid Al Futtaim producers, inclusive of Carrefour, Vox Cinemas, Magic Planet, and others.
Features of FAB SHARE Credit Card:
Earning SHARE Points:
SHARE points are rewarded for each AED 1 spent at any of the manufacturers owned and operated by means of Majid Al Futtaim.
SHARE points can be redeemed through life-style, buying, and enjoyment centers
Welcome Bonus:
Upon activation, cardholders will be rewarded with huge SHARE factors
Exclusives and Discounts:
Jumbo offers and discounted services in Majid Al Futtaim outlets, namely, VOX Cinema and Carrefour.
Zero% Easy Payment Plans (EPP) for purchases made at Majid Al Futtaim brands, through bendy bills spread over numerous months with out interest.
Travel Benefits:
Access to lounges in airports worldwide and journey coverage, perfect for the frequent traveller.
Contactless Payments:
The card allows the usage of contactless payment generation for immediate and stable transaction
Other Benefits:
There are no annual fees in the first year.
Free stability transfer gives.
You will get hold of FAB Rewards that come up with many promos, unique gives, and even cashback on purchases outside the Majid Al Futtaim environment.
Conclusion:
In end, FAB offers a extensive sort of banking products and services to cater to the diverse needs of character banking to enterprise debts and Islamic banking as well as credit score playing cards labeled to fulfill the preferences of different clients. For people, FAB has bendy, available choices inclusive of the iSave Account, while companies can gain from bills like the Business Advantage Account and tailor-made economic solutions.
FAB’s Islamic banking follows Sharia principles, so the economic transactions are always ethical. In addition, FAB gives available control of budget through the cellular utility, net banking, and customer support to test balances, deposit salaries, and so on. The FAB SHARE Credit Card additionally offers points and distinct rewards to its shoppers.
FAQS:
- What are the benefits of FAB credit cards?
FAB credit cards offer a range of benefits such as rewards, cashback, travel perks, lounge access, 0% balance transfer, and easy payment plans. Specific cards like the Etihad Guest Credit Card also offer frequent flyer miles. - Do I need a bank account to use a FAB prepaid card?
No, you do not need a bank account to use FAB prepaid cards. The cards can be loaded with funds and used directly for purchases or withdrawals. - How can I check my balance for FAB cards?
You can check your balance using the FAB Mobile App, internet banking, at an ATM, or by calling FAB customer service. - Is there an annual fee for FAB cards?
Many FAB cards come with no annual fee for the first year. Afterward, fees may apply depending on the card type. - Can I earn rewards on all purchases with a FAB credit card?
Yes, FAB offers rewards on a variety of purchases, although the rate and type of rewards (e.g., FAB Rewards or Etihad Guest Miles) depend on the specific card and merchant.
